Glossary

Short forms and abbreviations used in the book and games — search by term, filter by level, or jump by letter.

COGS

Cost of Goods Sold (Cost of Revenue)

Direct costs to produce or deliver what you sell — materials, product cost, etc.

Stock Market

EBITDA

Earnings Before Interest, Taxes, Depreciation & Amortization

Operating profit before interest, tax, and non-cash depreciation/amortization charges.

Stock Market

N.O.I.

Net Operating Income

Income after operating costs — often used for property or business performance.

Stock Market

EPS

Earnings Per Share

Company profit divided by the number of shares outstanding.

Stock Market

P/E

Price-to-Earnings Ratio

Share price divided by earnings per share — how expensive the stock looks vs earnings.

Stock Market

R.O.I.

Return on Investment

Gain or loss on an investment relative to what you put in.

Stock Market

CAP X

Capital Expenditure (CapEx)

Money spent on long-term assets — construction, appliances, upgrades, etc.

Profit & Loss

APR

Annual Percentage Rate

Yearly cost of borrowing, including interest (and sometimes fees), expressed as a percentage.

Loans & Credit

PV

Present Value

What a future amount of money is worth today.

Loans & Credit

PMT

Payment

The regular payment amount on a loan or amortization schedule.

Loans & Credit

FV

Future Value

What money will be worth at a future date, given interest or growth.

Loans & Credit

LPA

Land of Peace & Abundance

The board / teaching game about money choices, insurance chips, and planning.

Games

OB

Out of balance

Bankrupt

NOI

Net Operating Income

Income minius Expensive

Level 12 : Profit and loss programme