Leasing — Snowball Math T-Bar

Track Time, Event, Cash Flow, and Multiplier. Reinvested returns compound — so 10% + 10% becomes 21%, not 20%. Outflows use brackets like <$100>.

Starting $

Years (cycles)

Rate % / year

Market path

T-Bar — Time · Event · Cash Flow · Multiplier

Time	Event	Cash Flow	Multiplier	Balance

START = money out of pocket (outflow). EOY = end of year return applied. BOY = begin of next year when the new balance is reinvested.

Snowball Math blanks (from the book)

Fill Normal Math and Snowball Math

Tip: Snowball answers are overall % on the starting $100 path with reinvestment.